Category: Finance
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14) Paying Off My Car
This post has two main purposes: the first is to show that you can pay off your debts rather quickly if you really focus; the second is more or less to shout to the world because I’m so happy I did it! So, what did I do? Well, I paid off my car! Let me…
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13) Debt – Choosing a Different Path
Debt is one of those things has become quite ordinary and acceptable in today’s world. Why!?! Why has it become main-stream to continually buy more than you can afford so that you can be forced to work longer and harder in the future to pay it off? I am here to put forth another way…
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10) Looking at Income and Expenses
We have looked in a previous post (Where to Start on Your Finances) about how to look at your net worth by making a personal balance sheet. Now that you have determined where you stand, let’s look next at your income and expenses by making a personal income statement. For this statement, we will look…
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7) Where to Start on Your Finances
So you have decided that you want to get on the right track with your finances. Maybe it’s because you want to travel to Rome and explore Vatican City, or maybe it is just because you are sick of living paycheck to paycheck. Whatever the reason, let me start by congratulating you. This decision is…
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6) Credit – Why You Need it Now!
“Don’t get a credit card, just use cash, and only pay for things you can afford.” This was my parents mantra as I grew up. The idea has been popularized by Dave Ramsey – a favorite by my folks for his ability to help change personal finances. I am very glad that my parents taught…
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3) My Views on Money
Money is a topic where everyone has something to say. You can find someone who will state adamantly that you should spend every dime (or even more) to make sure that you enjoy life. But it is as easy to find someone stating the opposite: that you should never spend anything in order to save…